Finland's non-profit student housing foundations, such as HOAS in Helsinki and TOAS in Tampere, offer subsidized rooms from roughly €280 to €650 per month, well below private market rates. Study in Finland helps Bangladeshi students navigate the housing application process so they secure a place before arrival, not after.
Quick Answer
Every major Finnish university city has its own student housing foundation, HOAS in Helsinki, TOAS in Tampere, TYS in Turku, KOAS in Jyväskylä, and PSOAS in Oulu, with rooms typically running €280-€650 per month. Private rentals cost roughly double. Demand is high, so applying the moment you accept your study offer significantly improves your chances.
Each major Finnish city runs its own non-profit student housing foundation, offering below-market rent to enrolled students. The table below shows the foundation and approximate rent range by city.
| City | Foundation | Approx. Rent Range/Month |
|---|---|---|
| Helsinki, Espoo, Vantaa | HOAS | €350-€650 |
| Tampere | TOAS | €280-€475 |
| Turku | TYS | €280-€450 |
| Jyväskylä | KOAS | €280-€450 |
| Oulu | PSOAS | €280-€450 (rising, up ~6% in early 2026) |
Demand consistently exceeds supply, especially in Helsinki, where even students who apply the moment their offer letter arrives can face a waiting list stretching into the autumn term. Applying early matters more than almost any other single step in the accommodation process. For a full picture of costs by Finnish university city, it helps to plan housing and university choice together.
Not every student secures foundation housing in time. Private studio apartments typically run €700-€900 per month in Helsinki and €450-€700 per month in Tampere, Turku, Jyväskylä, and Oulu, roughly double the foundation rate.
Before signing any private lease, students should understand a few key rules. By Finnish law, deposits are capped at three months' rent, though most private landlords ask for one to two months. Rental agreements should be reviewed carefully for included utilities, notice periods, and renewal terms. This cost difference matters directly for your Finland residence permit financial planning, since a private studio can absorb a much larger share of your proven monthly funds than foundation housing.
Depending on the city and institution, students in Finland typically choose from:
Where you live directly affects how far your proven funds stretch against Finland's residence permit financial requirement.
| Housing Type | Typical Monthly Rent | Share of €800/Month Migri Minimum |
|---|---|---|
| Student housing foundation | €280-€650 | 35%-81% |
| Private studio (smaller cities) | €450-€700 | 56%-88% |
| Private studio (Helsinki) | €700-€900 | 88%-113% |
Foundation housing leaves meaningfully more of a student's proven monthly funds available for food, transport, and daily expenses. For the full breakdown of what Migri requires, see our financial requirements guide.
Finding safe, affordable housing is one of the biggest sources of stress for international students moving to Finland. Study in Finland provides guidance at every stage of the process.
We help students identify the right foundation for their city, understand application timing, and apply the moment their study offer is confirmed, since early application is the single biggest factor in securing foundation housing.
For students who don't secure foundation housing in time, we guide them through studio apartments, shared apartments, lease agreements, deposits, and local rental norms before they sign anything.
For students who need somewhere to stay immediately after landing, we provide guidance on short-term options, including hostels and temporary apartments, while permanent housing is finalized.
We help students plan realistically for monthly rent, utilities, internet, transportation, and food, weighed against Finland's residence permit financial requirement.
Every student receives guidance on what to pack, housing rules, local transportation, safety, emergency contacts, and a moving-in checklist before departure.
Support continues after students reach Finland, including guidance on communicating with landlords or housing providers if accommodation issues arise.
No. HOAS covers the Helsinki metropolitan area only. Other cities have their own foundations, including TOAS in Tampere, TYS in Turku, KOAS in Jyväskylä, and PSOAS in Oulu, each offering similarly subsidized rent.
Yes. Study in Finland provides accommodation guidance covering student housing applications, private rental support, temporary accommodation on arrival, and budget planning for Bangladeshi students moving to Finland.
Students who don't secure student housing foundation accommodation can rent privately. Study in Finland guides students through studio apartments, shared apartments, lease agreements, deposits, and local rental norms.
Accommodation costs vary by city. Student housing foundation rooms typically run €280 to €650 per month, while private studios run roughly double. Study in Finland helps students budget this against Finland's residence permit financial requirement.
Study in Finland provides guidance on applying for student housing and understanding the private rental market before departure, but final accommodation confirmation depends on the housing provider or landlord, not the consultancy.
